Los Angeles County purchase promotion

Make your offer stronger without losing sight of your cash plan.

Eligible buyers can choose a 1-0 temporary buydown or lender credit of equal documented value on qualifying purchase loans.

Talk through the promotion Start a pre-qualification

Promotion period: October 21 through December 31, 2026. Terms and eligibility apply.

The short version

Choose the structure that supports the way you want to buy.

For an eligible Los Angeles County home purchase, this promotion lets you choose between a temporary buydown and a lender credit with the same documented value. We will review the tradeoffs with you before you decide.

Offer details

Two ways to use the promotion.

The choice is not about chasing a headline. It is about using available funds in the way that best fits your purchase, cash-to-close plan, and comfort level.

Option one

1-0 temporary buydown.
Apply the promotion to the documented cost of a 1-0 temporary buydown on an eligible loan.

Option two

Lender credit.
Choose a lender credit equal to the documented 1-0 buydown cost, subject to allowable costs and loan requirements.

Eligible loan types

Qualifying non-jumbo conventional, FHA, and VA primary-residence purchase loans.

Who it is for

Eligible Los Angeles County buyers with a minimum 680 credit score who are purchasing a primary residence.

A clear process

We will help you decide before you commit.

Confirm eligibility

We review the property, loan type, credit profile, occupancy, and timing against the promotion requirements.

Compare the two options

We walk through the temporary buydown and lender-credit paths as part of your full purchase strategy.

Choose with context

You decide which option fits your available cash, closing costs, and broader plan before moving forward.

Promotion terms

Important eligibility information.

Available for eligible purchase transactions in Los Angeles County from October 21, 2026 through December 31, 2026.
Primary residences only. Refinances, investment properties, second homes, and jumbo loans are not eligible.
Available on qualifying conventional, FHA, and VA loans with a minimum 680 credit score.
The borrower may choose a 1-0 temporary buydown or a lender credit of equal documented value. Lender credits are subject to applicable loan requirements and allowable costs.
May be combined with other eligible credits, subject to program guidelines and applicable limits.
Qualification, approval, property eligibility, loan terms, and program availability are determined individually. This promotion may be modified or withdrawn at any time. Void where prohibited.

This promotion is not a commitment to lend or extend credit. Contact Daryn Fillis to review your individual eligibility and available options.

A clearer next step

See whether the promotion fits your purchase plan.

A short conversation can clarify eligibility and help you compare the options in the context of the home you want to buy.

Book a strategy call